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Factors That Affect Your Personal Loan Interest Rates

Zumvu

When it comes to taking out a personal loan, there are many factors that will affect the interest rates you are offered.

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35+ Key Small Business Statistics

Backlinko

billion were provided to small businesses under the 7(a) loan program in 2023 ( SBA ) Small Business Survival and Failure Statistics Based on a cohort of newly opened businesses in March 2021, 20.9% Only 29% of US adults say large corporations have a positive impact ( Pew Research Center ) Small Business Owner Statistics Women own 43.4%

Finance 76
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Apple doubles down on AI despite signs of an industry slowdown

Martech

While not unexpected, Apple’s AI push is an interesting development for two reasons. First, there are signs that some businesses are slowing AI investment because of the cost and a high rate of AI implementation failure. While people like the speed and availability bots provide, they’d rather talk to a person.

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What is predictive analytics?

Martech

Financial institutions have long used signals like credit history to predict the security of loans. A simple example is using historic product interest among a group of customers to predict future product interest. Predictive personalization. Clustering assigns data to categories based on data characteristics.

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What The Highest Converting Websites Do Differently

Neil Patel

Let’s turn those window shoppers into buyers – and at a high rate. Use conversion rate optimization to get the most of every dollar spent on PPC. HubSpot did a study and reported personalized CTAs converted over 202% better than basic, multivariate, and smart CTAs. Getting looks but no sales? Free shipping?

Finance 145
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Resources for Indigenous Entrepreneurs: Start on the Right Foot

Hubspot Marketing

The same report notes that high poverty rates, systemic racism, and a lack of brick-and-mortar institutions on Native reservations leave many Indigenous people without good financial standing. As a result, traditional banking and the consequent access to business loans remain out of reach. percent of Native households don’t use banks.

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25 Healthcare Email Examples and Templates I Love (For Your Inspiration)

Hubspot Marketing

Research shows email subject lines with numbers have 57% better open rates. Why the Email Works Wisp’s subject line (“Kiss BV goodbye”) can produce a high open rate because it speaks to a specific pain point — treating bacterial vaginosis. Numbers create curiosity and suggest what an email contains. They may also include visuals.

Health 93